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VOL.
10, ISSUE 4 • AUGUST, 2018
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By now your air conditioning probably has been working hard for a long time -- and the summer is far from over. Here are some things you can do to reduce your electric bill.
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VOL.
9, ISSUE 11 • APRIL, 2018
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A garage sale is a time-honored way to get rid of things you don't need or want while making a little money. Here are some tips for making your garage sale go smoothly -- and profitably.
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VOL.
9, ISSUE 2 • JULY, 2017
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You no doubt have noticed the proliferation of services that deliver everything you need to make dinner directly to your door. But do they make sense financially? It depends.
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VOL.
8, ISSUE 8 • JANUARY, 2017
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Some forecasters predict that parts of the country are headed into a polar vortex -- a period of extremely cold temperatures. How can you stay warm without breaking the bank?
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VOL.
8, ISSUE 7 • DECEMBER, 2016
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There are lots of things that go into deciding where to retire, of course. But if you want your money to stretch as far as possible, you should steer clear of these 10 states.
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VOL.
8, ISSUE 2 • JULY, 2016
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There are pros and cons to renting a car for a vacation rather than driving your own. It can depend on the type of car you have, where you are going, and more.
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VOL.
7, ISSUE 12 • MAY, 2016
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Filling out a FAFSA form is the first step in getting financial aid for college. However, many people make mistakes on the form. Here are five common errors to avoid.
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VOL.
6, ISSUE 3 • AUGUST, 2014
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The top state for retirees, according to the latest Bankrate study, has neither beaches nor endless summer. But it does have low costs, low crime and excellent health care.
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VOL.
6, ISSUE 1 • JUNE, 2014
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You know you can turn up your thermostat to save money on your cooling costs. But here are some things you might not have thought of that can help your house keep its cool this summer.
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VOL.
5, ISSUE 11 • APRIL, 2014
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Mental toughness often is an important factor in achieving success in your career and in your life. People who have mental toughness share a variety of characteristics -- including things that they do not do.
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VOL.
5, ISSUE 5 • OCTOBER, 2013
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You might remember how, in the days before most people had multiple credit cards, layaway was how many holiday shoppers spread out the payments for big gifts. Does it still make sense?
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VOL.
5, ISSUE 3 • AUGUST, 2013
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Alternative housing arrangements -- from young adults moving in with their parents to older people moving in together -- are on the rise. If you are considering such a move, how can you protect your interests?
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VOL.
5, ISSUE 2 • JULY, 2013
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Craiglist can be a great place to go if you want to de-clutter your house and pick up a little extra cash while you are at it. But there are some things you can do to help get the best price and avoid rip-offs.
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VOL.
5, ISSUE 1 • JUNE, 2013
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Setting your thermostat a little higher during the summer can save you money and help the environment. Here are some ways you can stay cooler without cranking up the A/C.
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VOL.
4, ISSUE 10 • MARCH, 2013
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Images of flooded homes and the cleanup that follows can be heartbreaking. But many homeowners face another devastating reality: They do not have insurance coverage for their losses.
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VOL.
4, ISSUE 6 • NOVEMBER, 2012
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Here are some suggestions for how to handle tips and gifts for your hairstylist, your personal trainer, your dog groomer, your mail carrier and others who help make your life better and easier.
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VOL.
4, ISSUE 5 • OCTOBER, 2012
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You want to be generous to your grandchildren, but at the same time you want to help them learn the value of a dollar. How can you help teach them to manage money responsibly?
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VOL.
4, ISSUE 2 • JULY, 2012
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An estate sale can be the perfect place to find anything from a new couch to deck furniture to baseball cards. You just need to know where -- and how -- to look.
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VOL.
1, ISSUE 1 • JULY, 2010
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You want to get the most out of your money while you are alive, of course. And you want that money to keep on working hard to take care of the people you love, once you aren't around to do it anymore. Estate planning is critical to protecting your heirs, but it also can be extremely complicated.
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VOL.
3, ISSUE 11 • APRIL, 2012
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In the good old days, when you wanted tomatoes or some green beans, you walked out to the garden and picked them. Now you can have farm-fresh food, even if you don't have a farm.
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VOL.
3, ISSUE 11 • APRIL, 2012
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Traditional cleaning products can damage the environment, and many commercially available "green" products can be costly. But there are less expensive alternatives right in your pantry.
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VOL.
3, ISSUE 10 • MARCH, 2012
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Increasingly, sellers are hiring home stagers, experts who make your home look more attractive to potential buyers. But even if you can't afford a professional stager, you can borrow a few of their tips.
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VOL.
3, ISSUE 5 • OCTOBER, 2011
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If it seems that there are more disasters, that could be because there are. Which makes this a good time to think about how your family would fare in a natural or manmade crisis.
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VOL.
3, ISSUE 5 • OCTOBER, 2011
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Most stock market investors are looking for the same result: strong and steady gains of their investments. Dealing with a period of sustained falling stock prices is not easy.
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VOL.
3, ISSUE 4 • SEPTEMBER, 2011
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Early retirement is a dream for most people: getting out from behind the desk and leaving the workaday world behind. But it is not for everyone, and it takes a lot of planning to make it work.
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VOL.
3, ISSUE 3 • AUGUST, 2011
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Many people are asking DeSERANNO: “Why is the stock market so volatile lately?” ““How does the recent stock market volatility affect me?” And, “What should I be doing with my money now?”
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VOL.
3, ISSUE 3 • AUGUST, 2011
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There can be significant financial benefits to delaying retirement past the usual age. And there may be other benefits as well, especially if you like your job and have your health.
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VOL.
3, ISSUE 2 • JULY, 2011
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When the weather gets hot, you love your home air conditioner -- until you get the bill. But there are things you can do to keep your A/C from taking too big a bite out of your budget.
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VOL.
3, ISSUE 1 • JUNE, 2011
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With the level of consumer debt skyrocketing and the cost of housing, education and health care increasing at double-digit rates, younger generations are facing unprecedented challenges to achieving economic security and financial independence.
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VOL.
2, ISSUE 12 • MAY, 2011
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Pursuing short-term financial goals -- those that you'd like to achieve within one to five years, such as a down payment on a home or car -- can require a different strategy than pursuing long-term goals.
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VOL.
2, ISSUE 12 • MAY, 2011
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Although the phrase is thrown around a lot, it is not often you find an actual win-win situation. But you really can get better value, keep your family safer and healthier, and help save the planet, all by taking a trip to the local farmer's market or food co-op.
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VOL.
2, ISSUE 11 • APRIL, 2011
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Savvy investors have long realized that what their investments earn after taxes is what really counts. After factoring in federal income and capital gains taxes, the alternative minimum tax (AMT), and potential state and local taxes, your investment returns in any given year may be reduced by 40% or more.
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VOL.
2, ISSUE 10 • MARCH, 2011
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You would never purposely leave your loved ones rummaging through the house for important papers if you died or became incapacitated. But that is what might happen, unless you set things in order now. Even though you are in the prime of your life, you need to be prepared -- for yourself and for the ones you love.
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VOL.
2, ISSUE 8 • JANUARY, 2011
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Maybe your New Year's resolutions include more trips to the gym or less time on the BlackBerry. But you also should see if you need to make some New Year's resolutions in your financial life.
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VOL.
2, ISSUE 7 • DECEMBER, 2010
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As a changing power base in Washington wrangles over tax policy in the waning days of Congress’ lame duck session, millions of families and investors are reluctantly awaiting the return of the estate tax and presumably much more stringent rules on gifting.
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VOL.
2, ISSUE 7 • DECEMBER, 2010
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Filled with the spirit of the season, you spend like Santa, and then you feel like Scrooge when you get the bills. But a little planning and self-control can keep you within budget on everything from gifts to cards to entertaining.
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VOL.
2, ISSUE 6 • NOVEMBER, 2010
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Income security in retirement was once illustrated as a stool supported by three legs. These legs were: Social Security income, employer pension plans and personal savings. If you want to secure a comfortable retirement future, then it is important to understand how each leg of your retirement stool will be built.
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VOL.
2, ISSUE 3 • AUGUST, 2010
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The cost of college is rising much faster than the rate of inflation, and you are becoming increasingly concerned that when the time comes, you won't have the money you need. There are many options for saving for college, including the popular 529 plans. But as with any savings plan, the earlier you start, the better.
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VOL.
2, ISSUE 3 • AUGUST, 2010
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You want to pass on some of your wealth to your grandchildren while you are still around to watch them enjoy it. What are your options for making such gifts, and how can you make sure it goes to them instead of to Uncle Sam?
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VOL.
2, ISSUE 3 • AUGUST, 2010
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As summer winds down and kids return to school, we are reminded again of the rising cost of education. Several years in a row college costs have risen 6-12% per year on average.
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VOL.
2, ISSUE 1 • JUNE, 2010
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Your credit card can be the easiest and safest way to pay for things when you travel abroad. However, there are things you can do to ensure that you don't pay more than you have to.
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VOL.
1, ISSUE 12 • MAY, 2010
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You may have read that term life insurance rates are at historic lows and that now is the time to buy. It's worth a quick primer on why life insurance is necessary and who should buy it before getting to specific amounts that individuals should own.
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VOL.
1, ISSUE 12 • MAY, 2010
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Healthcare reform caused heated debate and considerable hyperbole on both sides of the aisle in Congress. Now that the bill has become law, what does it mean for you and your family?
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VOL.
1, ISSUE 11 • APRIL, 2010
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Making your home more energy-efficient can save money in the long run, but it can be a big expense upfront. The federal government, as well as state and local governments and utilities, have programs to ease the pain of going green.
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VOL.
1, ISSUE 9 • FEBRUARY, 2010
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You know all about the high cost of health care. Congress continues to argue about how best to trim those costs, but you don't have to wait for changes out of Washington. There are things you can do right now to save money on health care.
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VOL.
1, ISSUE 9 • FEBRUARY, 2010
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The tragedy in Haiti has tapped the compassion of Americans, but it also has tapped the avarice of Internet scammers and identity thieves. Here are some things to watch out for to stay safe on the Net.
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VOL.
1 , ISSUE 8 • JANUARY, 2010
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Trusts can be a powerful part of your estate plan, giving you a lot of control over who gets your money, when, and what they can do with it. But setting up a trust can be tricky, and if you don't do it right, you could end up doing something you did not intend.
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VOL.
1, ISSUE 7 • DECEMBER, 2009
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Holiday tipping and gifting can be confusing in the best of times. In economic times like these, it really can make you feel like Scrooge. Here's some guidance for spreading the cheer.
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VOL.
1, ISSUE 5 • OCTOBER, 2009
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You are trying to teach your kids to be fiscally responsible, but you are not sure you are succeeding. How can you help your kids learn about money and prepare them for life ahead?
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VOL.
1, ISSUE 3 • AUGUST, 2009
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You notice odd charges on your credit card bill, or you start getting bills for things you did not buy. You may be the victim of identity theft. How can you protect yourself, and what do you do if it happens to you?
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VOL.
1, ISSUE 3 • AUGUST, 2009
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Air fares are one of the best travel bargains, but they still can add up, especially if you are buying more than one ticket. And besides, who doesn't want to save some money when they can? Here are some ways to pare your fare.
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VOL.
1, ISSUE 2 • JULY, 2009
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The difficulties of the recession are many and real. But, as so often happens, there is also a bright side: If you have money to spend, this might be a good time to buy some big-ticket items
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VOL.
1, ISSUE 1 • JUNE, 2009
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Online banks don't offer coffee and cookies in the lobby, because there is no lobby. But you don't have to wait for a teller, and you may get higher interest rates, better terms and lower fees.
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