Vol. 1 , Issue 8January 2010

Avoiding a Census scam
The U.S. government is counting us all in the 2010 Census. However, there are some precautions to take to avoid being caught in a Census scam. READ MORE...

Building Trust
Trusts can be a powerful part of your estate plan, giving you a lot of control over who gets your money, when, and what they can do with it. But setting up a trust can be tricky, and if you don't do it right, you could end up doing something you did not intend. READ MORE...

The Science of Happiness
Scientists have discovered that the way you approach life can have a significant impact on how happy -- or unhappy -- you are. READ MORE...

The Cost of Kids

If you are a parent, this is not going to be news to you, but kids are expensive. Recent data from the U.S. Department of Agriculture takes a look at the high cost of parenting.

Even low-income families, making less than $45,800 a year, can expect to spend about $148,320 to raise a child to age 17. Middle income families, making between $45,800 and $77,100, will spend an average of $204,060.

And families with an annual income higher than $77,100 will shell out an average of $298,680 by the time Junior is 17. Which, of course, does not include the cost of sending him to college.

(The Agriculture Department figures are for married-couple families, and are based on current costs, assuming no inflation.)